Disclaimer
All results are estimates only - not financial, tax, appraisal, or religious advice.
Estimates Only - Not Financial Advice
All calculations provided by KaratWorth are for informational and educational purposes only. They are estimates based on the spot price and other values you enter manually. KaratWorth does not provide financial advice, investment advice, tax advice, appraisal services, or any professional service of any kind.
Spot Prices Are Estimates
KaratWorth attempts to fetch indicative spot prices from a third-party data source. These prices are not guaranteed to be current or accurate and may differ from live market rates. You can override any spot price manually. KaratWorth is not responsible for stale, incorrect, or unavailable price data.
Accuracy of Results
While KaratWorth's formulas are based on standard precious metal calculation methods, results may differ from actual dealer quotes due to: live market price fluctuations, dealer-specific refining fees and margins, jewelry condition and craftsmanship, local taxes and regulations, testing results that differ from stamped purity, and other market-specific factors.
Not a Religious Ruling (Zakat)
KaratWorth's Zakat Calculator is strictly an educational estimate tool. It is not a fatwa, religious ruling, or official zakat determination. For religious guidance on zakat obligations, please consult a qualified Islamic scholar or a trusted Islamic organization.
Not a Loan Offer
The Gold Loan Calculator provides estimates only. It does not constitute a loan offer, commitment to lend, or guarantee of any loan terms. Actual loan amounts, interest rates, and terms will be set by the lending institution, which may differ significantly from estimates.
Not an Official Invoice
The Jewelry Invoice Estimator produces estimates only. It is not a legal invoice, official receipt, or binding contract. For official billing and invoicing, use proper accounting or billing software.
Regional Variations
Gold weight units (tola, bhori, vori) may vary by region and dealer. For example, some Pakistan dealers use a 12.5g tola while others use the standard 11.664g tola. Always confirm the standard used by your specific dealer or market. KaratWorth is not responsible for regional variations not reflected in calculator defaults.
Limitation of Liability
KaratWorth and its operators accept no liability for any losses, damages, or decisions made based on calculations or information provided on this site. Use all information at your own risk. For significant financial decisions involving precious metals, consult a qualified professional.
Privacy
KaratWorth calculators operate entirely in your browser. No calculation data is stored, transmitted, or sold. We do not collect your inputs or results.
See also our Privacy Policy, Terms of Use, and how we calculate values.
Last updated: 2026-07-19. KaratWorth reserves the right to update this disclaimer at any time.